Money Matters Analysis

Comprehensive AI-powered analysis of financial products and services

AI-Powered Analysis

Investment Funds Analysis

Interactive Fund Performance Chart

Average Return (5Y)

12.8%

Risk Level

Moderate

AI Recommendations

Diversify across market caps
Consider low-cost index funds
Monitor expense ratios

Credit Cards Analysis

Top Cashback Cards

Card	Cashback Rate	Annual Fee
Premium Rewards	2.5%	$95
Everyday Cash	2%	$0

Travel Rewards Cards

Card	Points Rate	Sign-up Bonus
Travel Elite	3X	60,000 pts
Miles Plus	2X	40,000 pts

Insurance Plans Analysis

Premium Comparison

Insurance Premium Comparison Chart

Key Findings

20% potential savings on bundled policies
Higher deductibles can lower premiums
Regular policy reviews recommended

Mortgage Rates Analysis

Current Rate Trends

Mortgage Rate Trends Chart

Market Analysis

Current 30-year fixed rates are trending at 5.25%, with potential for decrease in Q3 2025.

Retirement Plans Analysis

401(k) Analysis

Average Employer Match 4.5%
Recommended Contribution 15%
Investment Options 12-15 funds

IRA Comparison

Traditional IRA Benefits Tax-Deferred
Roth IRA Benefits Tax-Free Growth
2025 Contribution Limit $7,000

Student Loans Analysis

Loan Comparison Tool

Loan Type	Interest Rate	Term Length	Monthly Payment
Federal Direct	4.99%	10 years	$318
Private Fixed	5.99%	15 years	$253
Refinanced	4.25%	10 years	$308

Repayment Strategies

Consider income-driven repayment plans
Evaluate refinancing options
Take advantage of employer assistance programs